The writers at OnlineAutoInsurance.com have recently published a new resource page outlining the legal requirements for driving in the Yellowhammer State.
Online PR News – 12-November-2010 – – Just like practically every other state in the nation, drivers in Alabama are required to satisfy the state’s financial responsibility requirements before hitting the road legally, and the majority of residents do this by purchasing the proper Alabama auto insurance coverage. To better inform drivers in the state who are planning on getting a policy, OnlineAutoInsurance.com has published a new resource page outlining the minimum types and levels of coverage that are required of motorists driving in the Yellowhammer State.
Alabama remains one of the many states with tort-based car insurance systems. This means that drivers purchase third-party liability insurance that, rather than paying out directly to the policyholder to cover damages, protects the policyholder from being held liable by paying for any damages inflicted by him or her to another motorist’s person or property.
Auto liability coverage comes in two forms — bodily injury and property damage — and Alabamians are required to purchase both. For bodily injury liability, drivers must have protection from their insurers for up to $25,000 in damages resulting from injury or death to one person and $50,000 for all injuries or deaths per accident. For property damage liability, motorists must have at least $25,000 worth of protection.
For more resources on getting covered in Alabama, consumers can visit the website of the state regulator, who advises drivers to shop around extensively for coverage. Although the guide to getting covered advises readers to contact agents directly, a more time-efficient method would be to use an unbiased website that will generate rate estimates from a variety of carriers.
To access the new resource page, which also lists documents that constitute legal proof of insurance, readers can go to http://www.onlineautoinsurance.com/alabama/car-insurance-requirements/ where visitors from any state will also be able to begin the shopping process by using the free quote-comparison generator.