A recently published article on InsuranceAgents.com connects preventative measures associated with lightning damage to homeowners insurance rates.
Online PR News – 01-October-2009 – – The weather is one of the most unpredictable aspects of living in the United States. No matter the region, severe lightning storms can strike at anytime of the year causing significant damage to homes of all types.
The article titled, ‘Preventing Lightning Damage Can Lower Your Homeowners Insurance Quotes’ states, “You may not think so but lightning can cause serious damage to the structure of your house as well as the various internal components of your house. A home protected against lightning damage is a home that will yield lower home insurance quotes.”
The article lists ways that homeowners can protect their home and their family from destructive lightning damage, include coverage for lightning damage in their homeowners insurance policy, and save money on homeowners insurance all at the same time. Since taking the proper precautions against lightning damage lowers risk there is a possibility for savings on homeowners insurance by simply taking the following steps.
• Unplug all appliances and electronics when not in use
• Don’t use air conditioning unless absolutely necessary
• Remember that metal pipes act as a conduit for lightning
• Install a lightning rod on the roof to direct lightning into the ground and not through the house
• Install an energy shield or surge protector on the meter outside the house to direct lightning into the ground
An informed homeowners insurance policyholder is a smart one so all homeowners should talk to their homeowners insurance agent about what exactly their policy covers and does not cover. This includes lightning damage as well as other grey coverage areas like flood protection and natural disaster protection.
Visit InsuarnceAgents.com today to learn more ways to protect homes from various types of damage as well as learn ways to lower insurance quotes.
Also, fill out a form to receive free insurance quotes.
Staff contribution: Kyle Fitzsimmons