Insurance brokers Joe and Mercedes Ritter are excited about their new website and look forward to answering questions about Medicare open enrollment.
Online PR News – 15-October-2016 – Bear, Delaware – Open enrollment for Medicare starts October 15 and runs until December 7. Insurance You Keep LLC, a locally-owned company that specializes in Medicare supplement insurance, life insurance and retirement planning, recently launched their redesigned website, www.insuranceyoukeep.com, developed by Digital Eye LLC of Wilmington, Delaware.
This newly redesigned website offers quick and easy access to essential information about Medicare supplement plans, including straightforward answers to many common questions.
The site also features a comparison tool. Individuals can enter their zip code to receive a comparison of rates and plans from top insurance companies.
“Medicare is a complicated subject and many people don’t have the time to research all the companies and various supplemental plans,” said Joe Ritter, owner of Insurance You Keep. “We can explain each plan to help you select the best for your individual needs. We save you time and money, eliminate frustration, and give you peace of mind.”
There are significant advantages to using a licensed insurance broker like Insurance You Keep.
• A licensed broker does not charge a fee to the customer. He offers the same rates and is compensated by the insurance company.
• A licensed broker represents multiple insurance companies to compare rates and plans.
• A licensed broker can help you with a wide variety of insurance and retirement needs.
Some Frequently Asked Questions about Medicare and Open Enrollment:
Can Medicare supplement plan carriers ask me health questions during open enrollment?
No, they cannot ask you health questions during open enrollment or guaranteed issue, but they can at other times before they approve the policy.
What Medicare supplement insurance plans are available?
There are 10 Medicare supplement insurance plans assigned letters (A to N). These plans are designed to supplement original Medicare and are also called Medigap plans. The most popular plans are also the most comprehensive, and are F, G and N. Each of these plans have identical coverage from one company to another. Price, availability, customer service, company rating & rate history can vary, and are key things to consider when choosing Medigap insurance.
Can I go to any hospital or doctor I choose under a supplemental plan?
There is a lot of talk that Americans will not be able to choose their own doctor under the Affordable Care Act. However, you can rest assured that being covered by a Medicare supplement, you can go to any doctor or hospital, nationwide, and it will be covered as long as the doctor accepts Medicare. Some plans will even cover you if the doctor does not accept what Medicare pays, this is called Part B excess.
With Medicare supplement insurance your coverage will be recognized across the nation and you can keep your doctor even if they are out of state. This is important to many seniors.
About Insurance You Keep, LLC:
Owners Joe and Mercedes Ritter are brokers who work with more than 20 insurance companies like Aetna, Humana, Transamerica, Mutual of Omaha, UnitedHealthcare, and others. They shop around for the best rates and provide comprehensive information on the various Medicare supplement insurance plans at no cost to the customer. Located in Bear, Delaware, the company is licensed to offer insurance products in Delaware, Pennsylvania, Maryland, Florida and Texas.