OnlineAutoInsurance.com has added the answer to a frequently asked auto insurance question
Online PR News – 23-June-2010 – – Consumers who visit OnlineAutoInsurance.com will see that a new frequently asked question has been added to the home page. There are many questions which may arise when looking to purchase auto insurance and having access to the answers can be very valuable to a motorist when trying to obtain the right automobile coverage at an affordable rate.
The newly added frequently asked question explains the usage of credit history by insurers; many states allow companies to view and use a person’s credit score to determine premiums and even as a factor in denying coverage. Consumers who make themselves aware of how credit is used to calculate auto insurance quotes and ultimately the price of a policy may be able to use the knowledge to ensure that they maintain a good image to insurers and keep coverage as affordable as possible.
Consumers should also be aware that states vary in the way they allow companies to use a motorist’s credit and many states will not allow carriers to deny coverage solely based on credit. In addition, if adverse action is taken against a driver due to credit they may be entitled to an explanation; motorists should refer to their state insurance regulator if this becomes the case. (http://www.consumeraction.gov/insurance.shtml )
Answers to frequently asked questions can assist motorists in obtaining adequate coverage and affordable rates. By visiting http://www.onlineautoinsurance.com/learn/ consumers will have access to a wide range of FAQ’s which are updated on a regular basis.