Cost of coverage is important, but quality should not be overlooked.
Online PR News – 18-June-2010 – – Competition in the auto insurance industry is fierce and with companies constantly claiming the ability to provide the cheapest rates, OnlineAutoInsurance.com suggests that motorists consider comparing two other factors other than price; financial stability and customer service.
Of course nobody should pay too much for automobile coverage, but they should not have to sacrifice being insured from a reputable company and a quality product in order to obtain an affordable rate. Individuals should look to become covered by the best rated car insurance companies which can also offer cheap premiums.
A company’s rating shows their ability to fulfill financial obligations to policyholders and although it may not seem like a simple task to check into financial ratings it can be done quite quickly and easily. Government websites such as the Illinois Department of Insurance can provide this information and also offers a list of rating agencies (http://www.insurance.illinois.gov/general/find_reputable.asp )
Customer service is also something that consumers rarely look into before purchasing coverage and do not realize that they have ended up with an insurer who is not very attentive to policyholders. This can become a frustrating experience which can be avoided by checking a company’s complaint ratio; this can also be done by visiting a state insurance regulator’s website and help avoid carriers with a number of unsatisfied customers.
Looking into these factors can help consumers locate a quality company that is both reliable and affordable. Consumers can also visit http://www.onlineautoinsurance.com/companies/ratings/ to obtain free quote comparisons from multiple top rated insurance companies with no obligation to buy.