Home Owners Should Consider Checking Their Insurance Polices Before Performing DIY Tasks, According to Ratedpeople.com
07/31/2009

Home owners that carry out certain DIY tasks themselves are at risk of invalidating their home insurance policies should anything go wrong, according to Ratedpeople.com, the UK’s largest match making service for home improvers and recommended tradesmen.

Online PR News – 31-July-2009 – – LONDON, UK (OnlinePRNews) 31st July 2009 -- Home owners that carry out certain DIY tasks themselves are at risk of invalidating their home insurance policies should anything go wrong, according to Ratedpeople.com, the UK’s largest match making service for home improvers and recommended tradesmen.

With the average cost of a claim for DIY related damage being £600, DIY enthusiasts should consider checking their home insurance policies to ensure that it covers them for accidental damage in case the job goes horribly wrong – in fact 16 per cent of people have damaged their home while attempting to make improvements.

Indeed, recent research has found that as many as 30 per cent of home owners could be invalidating their insurance policies by performing DIY tasks such as plumbing and electrical work that they are not qualified to do.

Furthermore, it has been revealed that 21 per cent of individuals, aged under 50, that have carried out a DIY job have had to call in a professional tradesman to repair a botched job. Additionally, among those aged 50 and over, 31 per cent have injured themselves whilst performing jobs around the house - three per cent of which had to go to hospital for treatment.

To avoid the risk of invalidating home insurance policies and leaving them liable for any subsequent damage, home owners could employ professional tradesmen to do the work for them.

Ottokar Rosenberger, Sales and Marketing Director of Ratedpeople.com, commented: “Clearly some DIY tasks are easier than others but, in one momentary slip of concentration, every job has the potential to go wrong. Indeed, accidental damage of sinks, baths, ceramic hobs or glass in doors is included in most policies, but common DIY disasters like drilling into a water pipe or putting a foot through the ceiling might not be covered and can be expensive to rectify.”

Ratedpeople.com recommends that home owners should read their insurance policies very carefully to establish what is covered and especially, what isn’t.

Fortunately insurers are making their policies easier to understand but, if unsure of the wording, or what is in fact covered, home owners should consider seeking advice from the insurance company or an independent adviser.

Whether seeking anything from local builders and local electricians though to local carpenters, Ratedpeople.com can find interested tradesmen from 25 different trades for home owners who are looking to improve their properties.

Every month, Ratedpeople.com manages over £30m in home improvement projects with more than 1,000 tradesmen signing up, making it the UK’s largest match making service for home improvers and recommended tradesmen. The site has more than 55,000 ratings to date and its system ensures that tradesmen are only rated by the customers who find them through the site. The result is one of the fairest and most robust rating systems on the net.

For further information on how to source a recommended tradesman in your area, visit Ratedpeople.com

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