Francois and Associates Offers New Online Tools

Francois and Associates opens online financial tools to the public

Online PR News – 01-May-2010 – – Francois and Associates, a credit management and debt consolidation company, has introduced new and free to use online tools to the public.

“So many people just don’t have the time to come in and talk to a representative, so these online options make it possible for individuals to access useful credit and debt analysis tools from home,” said Joel Francois, founder of Francois and Associates.

The company has introduced a number of tools on their website including various calculators for cost-of-debt, investment returns, college savings, and retirement planning. These calculators allow users to run numbers quickly and from the comfort of their home or office. All of these free to use tools tie back into the company’s main goal, which is to consolidate credit card debt. also offers a direct link to a trusted credit report site where users can obtain a free copy of their credit report. Additionally, contact information for the three major credit reporting agencies—Equifax, TransUnion, and Experian—are also conveniently located on the site for people who need to address mistakes on their credit reports or just get more information. “Each of these tools was designed with a specific person in mind, whether it is a young student trying to find out if credit card debt consolidation is right for them, or a middle-aged businessman who is planning to retire in the next few years,” Francois said.

With over 15 years of combined experience, Francois and Associates is on the forefront of consolidating credit card debt. They have taken the personal finance industry and put a new spin on it by offering more than just debt settlement programs. Each client has the opportunity to take advantage of a growing number of services that are being made available.

“We know how stressful managing your finances can be,” Francois said. “We also know that sometimes you need someone to help you when you can’t seem to get your feet back on the ground. That is where we come in. At Francois and Associates it is our goal to take the burden off of your shoulders so that you have a stress-free financial experience with our company.”

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