For those retaining a mortgage lending expert witness, hard money expert witness or usury expert witness, Mortgage Expert Witness.net details the different types of witnesses and some of the various situations in which they may testify.
Online PR News – 28-January-2013 – Granada Hills, CA – For attorneys considering the use of a mortgage litigation consultant, the white paper authored by Joffrey Long has information that may be useful in considering which type of mortgage expert witness may be suited for their particular case. A mortgage expert witness may also be referred to as a Mortgage Lending Expert Witness, Hard Money Expert Witness, or Usury Expert Witness.
The complete whitepaper is available for download at: http://mortgageexpertwitness.net/
“Where there are many different types of mortgage experts, the specific background and experience of an expert may cause one expert to be better suited for a particular case. The white paper provides additional insight into the possible backgrounds of different types of experts and factors that may be worthy of consideration,” explained Joffrey Long, author of the white paper “Mortgage Expert Witness Considerations.”
The website provides information about certain mortgage-related lawsuits and types of mortgage expert witnesses as well as the areas in which these professionals may provide testimony.
According to Long, seven common legal scenarios in mortgage litigation are:
• Structure of lending or brokerage entities and borrower relationships
• Lender or broker conduct during the origination process
• Disclosure and documentation issues
• Loan servicing, modification and foreclosure
• Private investors in trust deeds
• Institutional investors in trust deeds
• Loan fraud
• Predatory lending
• Usury, and exemptions from usury
The six types of professionals covered on the site are:
• Banking Experts
• Institutional Experts
• Attorneys with Mortgage Experience
• Mortgage Scholars or Compliance Experts
• Independent Mortgage Broker / Lenders
• “Consumer Advocate” or “Lender Advocate” Experts
The white paper is available at http://mortgageexpertwitness.net/.
About Joffrey Long: Joffrey Long is the President of Southwestern Mortgage, a mortgage lender / broker who makes, arranges and services both private money (hard money) and institutional real estate loans. He is the Education Chair for the California Mortgage Association and has written and presented numerous educational programs in the mortgage industry. He also serves as a mortgage expert witness and mortgage litigation consultant in mortgage related matters.