In a recent research done by ProblemSolved it was noticed that many homeowners are attempting to do home maintenance work themselves. Its also noticed that only 13% of homeowners have accident damage protection on their home insurance policy.
Online PR News – 17-July-2009 – – And whilst the statistic may be a reflection on a general slowdown in spending, new research also suggests that many homeowners attempting maintenance work themselves aren't covered against subsequent problems arising from bungled attempts.
According to Comparethemarket.com, only 13% of homeowners have accidental damage protection on their home insurance policy, which would protect the policy holder against common mishaps such as flooding from a burst pipe, or damage caused by putting a foot through a ceiling.
ProblemSolved founder Alison Cork comments, "DIY projects can be cost-effective and extremely rewarding - however accidents can always happen".
"And whilst you can't vouch for a stroke of bad luck, there are steps you can take to avoid making a mountain out of a mishap".
"If you're unsure, always seek the help of a recommended professional."
Top 5 Tips for Approaching a DIY Project.
However adept you are with a drill, accidents will always happen. Adding accidental damage to your home insurance will ensure that you don't end up footing a big bill for a minor mishap. For larger projects, such as extensions or structural renovation, always notify your insurer, if the security or structure of your property is compromised, it may invalidate your insurance policy.
Before leaping in with a hammer, plan and budget for the work. Prepare sketch plans for larger schemes and prioritise the jobs that cannot wait. Online tools such as the Whatprice.co.uk directory or the Dulux paint calculator will help cost out a project and avoid shuttle runs to the local DIY shed.
Getting the right tools at the right price will make a DIY project all the more worthwhile. If you know what you're after, follow the trade and visit low-cost trade counters such as Toolstation or Screwfix.
Look it up.
There's plenty of advice out there for the budding DIYer. www.videojug.com has a massive range of video tutorials and how to guides to ensure that you never botch another job.
If the task is completely beyond your expertise, there is no point struggling. In fact, over stretching particularly into more specialist trades like heating or electrics is not only dangerous but can invalidate an associated insurance claim. Save yourself the hassle and get someone in that can do a professional job.
ProblemSolved.co.uk is a network of tradespeople powered by public recommendation and review.
Top 5 DIY Gaffes:
1) Hitting a hand or finger with a hammer - 32%.
2) Hanging wallpaper incorrectly/upside down - 27%.
3) Hammering a nail or drilling through a pipe or cable - 17%.
4) Using the wrong paint - 10%.
5) Putting a foot through the ceiling - 8%.
Survey sample 1840.