Finding affordable Hong Kong medical insurance for expats and their families is much easier now with the NowCompare online comparison tool.
Online PR News – 22-November-2012 – Hong Kong, Hong Kong – NowCompare.com is proud to announce that it has Hong Kong Medical Insurance information available to expats who are living in or near Hong Kong. The company offers free access to its online shopping tool that allows expats to Compare Health Insurance Quotes from major health insurance companies.
Many of those who have moved into Hong Kong know how confusing it can be to find affordable Hong Kong medical insurance. But, finding Hong Kong medical insurance is imperative as the cost of medical care in this part of the world is extremely high. Most expats simply cannot afford to pay for medical care out of their own pockets. Now, they have an online tool that lets them compare health insurance quotes quickly and easily.
To better understand how Hong Kong medical insurance works, it is often best to first understand that there are two basic types of coverage available. The first is local Hong Kong health insurance programs and plans and the second is international health plans which are often called expat plans. There are some major differences between the two.
Ordinarily, a local Hong Kong medical insurance plan has lower limits of coverage because permanent residents of Hong Kong often receive government subsidized health care. Expat medical insurance, on the other hand, will normally have much higher limits of coverage. They will also operate on an international basis in order to more accurately reflect the higher costs of medical care expats may encounter should they be injured or become ill.
Under most Hong Kong medical insurance plans that expats choose, they are able to also choose the various benefits that they want included in their plan. By using NowCompare website tool that allows individuals to compare health insurance quotes, expats can find the best deals on the policies that they want, considering the benefits that they want.
For instance, many expats who are seeking Hong Kong medical insurance will opt to include inpatient care as part of their health insurance plan. Most expat insurers will include this as a standard part of their plan, but some do not. Expats may also wish to obtain outpatient care benefits which are very useful for those who must see a medical professional for various types of outpatient care and treatments. Studies show that outpatient care accounts for about half of an expat's medical expenses, so many expats and their families will choose to include this in their Hong Kong medical insurance policy.
There are other policy inclusions and exclusion options available to expats under international health insurance policies including provisions for dental care. One thing is certain, it is important to compare health insurance quotes before signing on with any one company. Again, the NowCompare.com online comparison tool is a great way to get the most accurate information concerning various Hong Kong medical insurance companies and their health insurance rates. With this free, online tool, expats and their families can get the reliable information that they need to make the best decisions concerning their medical insurance. For more details please visit https://www.nowcompare.com.