Knepper Insurance Warns Pennsylvania Homeowners about Floodwater Damage
03/17/2010

Knepper Insurance encourages Pennsylvania homeowners to learn more about the risk of flood damage.

Online PR News – 17-March-2010 – – Damaging floodwaters occur in all 50 states and are the most commonly occurring natural disaster in the U.S. Floods damage more homes than any other cause of loss except fire. Over the last 10 years, floods have caused almost $24.5 billion in losses in the U.S.

Many people think they must live in a flood-prone zone to be seriously at risk. Statistics suggest differently, though. People living in low to moderate risk flood zones file almost 25% of flood claims, and homes in high risk flood zones have a 26% chance of being damaged by a flood during the course of a 30-year mortgage.

Somerset home insurance agency reminds residents that floods are not confined to hurricanes. Torrential rains, breakdowns in levees and other flood control equipment, winter storms and melting snow are all common causes of damaging floodwaters. Unfortunately, most standard homeowners policies don’t cover flood.

The Daily American has recently released an article stating “Two major snowstorms within a week have left the mid-Atlantic region buried in snow and pregnant with flood potential. It’s a situation that watershed specialist Dave Kemp — and the rest of the county’s drought task force — plan to monitor closely.”

Knepper insurance encourages Pennsylvania residence to contact a licensed insurance agent to learn more about flood risk in their area. License agents can advise residents on coverage options that protect against losses from flood.

To learn more call 1-800-253-3750 for more information.

Knepper Insurance is a full service independent insurance agency located in Somerset, PA. The agency is primarily commercial lines, but also offers employee benefits, Somerset Home Insurance and Somerset auto insurance.

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