Living in Florida can be expensive enough without paying more than necessary for auto insurance; comparing quotes from various companies can be the key to cheaper rates and better coverage.
Online PR News – 08-March-2010 – – The cost of automobile coverage in the Sunshine State is among the highest in the nation; comparing quotes from various carriers can be the key to not only finding affordable auto insurance, but also the coverage needed to become properly protected. Since driving insured is mandatory by state law, OnlineAutoInsurance.com encourages Floridians to obtain and compare multiple quotes before purchasing a policy.
Drivers are much more likely to find cheaper rates with the more quotes that they have to compare from; one of the most convenient and effective ways to compare Florida car insurance rates is to simply shop online. The majority of companies in the state have developed websites which allow consumers to obtain instant quotations by completing a brief form to begin comparisons quickly and at their own convenience. Although finding the cheapest premium is important, it may also be wise to compare based on higher levels of protection as well.
Florida, like most states has a certain minimum coverage that is required to operate a vehicle legally within the state; while these minimums are set to provide certain protection for drivers in the event of an accident, it is a good idea to look at additional coverage above the state mandated requirements due to the fact that the limits required may not necessarily provide complete protection in the event of a serious accident.
According to the Florida Department of Highway Safety and Motor Vehicles (www.flhsmv.gov/ddl/frfaqgen.html target="_blank" class="highlight_link">http://www.flhsmv.gov/ddl/frfaqgen.html) the state requires motorists to carry $10,000 in Property Injury Protection and $10,000 in Property Damage Liability; if a policyholder were to cause damage to a vehicle which exceeds the limit on their policy they may be held liable for paying any costs exceeding what their insurer will cover which can leave them in a bad financial situation and may be avoided by purchasing higher limits.
Floridians can easily find and compare rates whether they choose to do so online, by visiting offices or calling insurers; regardless of the method chosen, it can be quite beneficial to complete a comparison before purchasing a policy. Individuals who wish to complete a quote comparison online can visit www.onlineautoinsurance.com/florida/ target="_blank" class="highlight_link">http://www.onlineautoinsurance.com/florida/ and obtain multiple quotes from various reputable companies in the Sunshine State.