Consumers should take a little time to look into car insurance companies based on more than just price.
Online PR News – 16-February-2010 – – The World Wide Web can be extremely useful in helping Maine’s residents not only find the best car insurance rates, but the right carrier as well. Motorists should be aware that although price is important, a company’s customer service and financially stability are also quite important. Each one of these items can be looked up online and may assist consumers in locating an affordable premium from a reputable company.
With the large amount of Maine auto insurance providers licensed and authorize to do business in the state, residents should take a little time to not only compare prices, but the carriers themselves. As important as the price of a policy is, other factors can be just as important such as a company’s financial stability and the customer service that they provide. Fortunately, getting this information can be done easily online and quotes can be obtained in a fraction of the time than in previous years by visiting websites of individual companies or using the assistance of a comparison website.
Unfortunately, many consumers will buy car insurance from a company offering a cheap rate without making sure that the carrier is reputable and financially sound. The average individual will compare at least a few rates, but many do not take their comparisons beyond that. It is advisable that motorists take the time to check into companies beyond price to ensure a good customer experience. The state governs insurers and keeps a close eye on their complaint ratios; a high number of complaints usually indicate poor business practice and customer service. Residents can visit the following link provided by the state to view the number of complaints that a carrier has received which may help consumers get an idea of how reliable an insurer may be.
www.maine.gov/pfr/insurance/consumer/Personal_Auto_Complaint_Comparison2008.htm target="_blank" class="highlight_link">http://www.maine.gov/pfr/insurance/consumer/Personal_Auto_Complaint_Comparison2008.htm
Financial stability can be quite important due to the fact that it indicates a company’s ability to fulfill their ongoing obligations to policyholders. This can also be checked easily online by visiting the website of the various rating agencies that evaluate the financial strength of company; becoming insured with a carrier who may not be financially sound may lead to a delay in compensation following a claim. Once quotes have been obtained which are in a consumer’s price range, it may be a good idea to look into the providers’ stability to avoid any hassles at the time a claim is filed.
Maine’s residents can visit http://www.onlineautoinsurance.com/maine/ and obtain a free rate quote from top rated companies as well helpful tips which may help lower the cost of premiums and information on the state’s current legal requirements for auto insurance.