Days of nurturing and guiding brides and grooms are far from over for parents. The journey of finances in marriage is often scary, intimidating and stressful when unprepared. Do you offer advice or let them go at it alone? Dr. Taffy Wagner states, â€śPremarital Financial Counseling prepares Engaged Couples for the Financial Stages of Life and Marriageâ€ť.
Online PR News – 01-February-2012 – – Denver, CO â€“ Is the bride or groom in your life prepared to handle the financial stages of life during marriage? How did they handle their finances when they went to college? Did they get caught up in the credit card application trap by the scouts on the campus? When they began working at a job, did they manage their money or did you find yourself in a position of loaning out more money than you would like?
Now that your loved one is engaged, what makes you believe they will handle the financial stages of life during their marriage? What are the financial choices they are making when it comes to preparing for their wedding? Is their future spouse financially savvy? Can you talk with them about money or does it lead to an argument?
Argue and stress no more. Dr. Taffy Wagner, Certified Educator in Personal Finances and money and marriage Advocate/Expert provides premarital financial counseling for engaged couples. Dr. Wagner says â€śMarriages can succeed because of open and honest money communications beginning during the engagement and continuing throughout the marriage. Couples must be given the tools to succeed when it comes to money and marriageâ€ť.
The National Directory of Marriage and Family Counseling report shows that premarital counseling reduces the risk of divorce by up to 30%. Dr. Wagnerâ€™s premarital financial counseling sessions teaches couples how to communicate openly and honestly about finances, how to decide who should manage the money, provide them with steps to establish financial goals, whether they should have a joint or separate account, how to handle credit when one spouse brings debt into the marriage and much more. Engaged couples wonâ€™t leave these sessions saying â€śI wish mom or dad had told me this prior to saying â€śI Doâ€ť.
Couples from different parts of the US share how premarital financial counseling with Dr. Wagner has impacted them: â€śDr. Taffy helped us get on the right track, financially as well as mentally, before getting marriedâ€ť, Ellen and Joe.
â€śIt was really eye opening to see how close we are to our goals. Sometimes money management can be overwhelming until you take the time (like you said) and write down the goals! Having a financial guide such as yourself has really helped us outline what we would like our financial future to look likeâ€ť. Christine and Shanard
Premarital financial counseling gives brides and grooms an opportunity to work through their differences. Wagner states â€śMany brides have dreamed about their wedding day. One of my goals is teaching couples to dream about their marriage when it comes to money. What are the roles money will play in their marriage? How will they handle financial issues in marriage for example if thereâ€™s an unexpected car expense or they are faced with job loss and having to live on one income instead of twoâ€ť?
â€śPremarital financial counseling is equips couples in becoming good financial problem solvers even before something happensâ€ť, states Wagner. Couples are used to taking premarital counseling. Nowâ€™s the time to lower the divorce rate by preparing them for the different financial stages of life before they â€śtie the knotâ€ť.
For those parents of engaged couples that would like to gift them with premarital financial counseling, you can secure those sessions at http://www.bridegroommoneytalkfaq.com/premarital-financial-counseling/. Invest in your son or daughterâ€™s upcoming marriage. What they learn with Dr. Wagner can strengthen their relationship and financial skills.
About Dr. Taffy Wagner, CEPF
Dr. Taffy Wagner is a Certified Educator in Personal Finances, Money and Marriage Advocate/Expert and an Ordained Minister. She is also the author of Bride and Groom Money Talk FAQ, Debt Dilemma and Homebuyerâ€™s Helper (How to Have and Hold on to your House). Sheâ€™s been interviewed by The Wall Street Journal, The Denver Business Journal, Learnvest.com, Business Insider â€“ Your Money and more regarding handling money before and after saying â€śI Doâ€ť. She provides premarital and post-marital financial counseling. She is a veteran of the United States Armed Forces. Dr. Wagner resides in the metro Denver area with her husband, Eric and their twins, Erica and Cody. Wagner is available for speaking engagements and may be contacted at firstname.lastname@example.org