David J. Joffe firm has been expanding their outreach and their business so that those professionals who need a mortgage fraud lawyer to defend them against allegations from governments or individuals have access to the defense they need.
Online PR News – 04-February-2010 – – FORT LAUDERDALE, FLORIDA, February 2nd, 2010 - Mortgage fraud attorney David J. Joffe of Joffe & Joffe, P.A. (http://www.joffelaw.com/mortgage_fraud.asp) announces that with the ripple effect from the 2007 and 2008 mortgage meltdown still far from being finished, his firm has been expanding their outreach and their business so that those professionals who need a mortgage fraud lawyer to defend them against allegations from governments or individuals have access to the defense they need.
The state of Florida is second in the nation in foreclosure percentage and leads the nation in mortgage fraud lawsuits. These lawsuits target accountants, appraisers, loan officers, real estate developers, real estate agents, and mortgage title companies in addition to banks and brokerages. If you are a professional or business owner in any one of these occupations operating in southern Florida, you may very well need or soon be needing a mortgage fraud attorney.
Angry homeowners and those losing their homes to foreclosure are slow to take the blame for their own inept mortgage choices. Instead, they want to pass on the blame and seek financially lucrative settlements. They find it easy to find lawyers who will represent them and try to collect large fees and commissions. If you get targeted and have not retained an experienced mortgage fraud lawyer to defend your interests, you seriously risk falling victim to this 21st century form of ambulance chasing.
Mortgage Fraud attorney David Joffe of Joffe & Joffe, P.A. takes a team approach and brings in experts in the field to build a solid, aggressive defense for you. "An investigation for mortgage fraud is lengthy. Each step could be challenged in your defense. Many fraud investigators don't know how to examine loan files properly, so the examination of evidence is a crucial skill your mortgage fraud attorney should have," David Joffe says.
Common types of mortgage fraud include:
* False statements — obtaining a mortgage through misrepresentation of income, employment, residency, or other loan documentation
* Property flipping — collusion with appraisers to buy property and turn around to sell it at a fraudulently inflated price so as to obtain excessive loans
* Occupancy fraud — False statements about primary residence to obtain a mortgage or to get better loan rates
* Non-disclosure — failure to disclose to a lender a second mortgage, or a "silent second" (third party providing the down payment)
* Signing blank loan applications
* Other fraud for profit, including foreclosure scams, equity skimming, or identity theft to obtain a mortgage
Are you or your firm in southern Florida being threatened with or officially accused of falsifying documents in an act of mortgage fraud? If so, you simply can't afford to take chances. The cards are already stacked against you. Call for a free consultation to speak with a mortgage fraud lawyer at Joffe & Joffe, P.A. immediately.
ABOUT JOFFE & JOFFE, P.A.
Florida Criminal Defense Lawyer David J. Joffe is listed in the Martindale-Hubbell Bar Register of Preeminent Lawyers. Such a designation indicates that David J. Joffe is ranked in the top 5% of all attorneys in the country. Main offices are in Fort Lauderdale, Miami, Tampa, and Naples.