InsuranceAgents.com Discusses Home Title Insurance
01/22/2010

New article by InsuranceAgents.com provides home owners with an introduction to title insurance.

Online PR News – 22-January-2010 – – Homeowners who want to protect themselves from financial loss (resulting in problems regarding property ownership) should consider learning more about title insurance. A new article from InsuranceAgents.com, ‘An Introduction To Title Insurance,’ provides some of the details homeowners will find useful regarding title insurance.

“Chances are the property your house inhabits has changed hands a number of times over the years. Title insurance prevents any kind of past mistakes coming back to negatively affect you,” the article states. “Title insurance is necessary if you need a mortgage and want peace of mind.”
There are two kinds of title insurance policies: Owner’s and Lender’s. As the names suggest, the owner policy protects the home buyer, while the lender policy is required by and protects all public mortgage lenders.

Depending on which title insurance policy you purchase, you can obtain protection from a variety of problems and points of contention down the road.
Title insurance can easily prevent the following (common) problems:
• “Heirs” coming out of the woodwork to claim stake to your new property
• Forged deeds
• False legal descriptions
• Mishandling of previous deeds
• Previous liens placed on the property

Contact your local homeowners insurance agent today and find out more about title insurance and how it can benefit you. For more information and for insurance quotes from up to five local agents, visit InsuranceAgents.com.

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