Online Auto Insurance: Men's View of Being the Safer Sex Contradicts Crash Data
10/13/2011

About 40 percent of male respondents told MetLife in a recent survey that they were the safer sex.

Online PR News – 13-October-2011 – – A new survey from MetLife showing that nearly 40 percent of male drivers think they’re safer behind the wheel than women—despite studies that prove men crash more often than females—show the importance of choosing the right policy when buying auto insurance coverage online or in person, according to Online Auto Insurance (OAI).

Federal safety officials say male drivers get into more crashes than female motorists—particularly those accidents in which someone is killed. But according to the MetLife poll released this week, about 4 in 10 males think they’re the safer sex when it comes to driving. (About another 4 in 10 said they were undecided.)

According to 2008 statistics from the U.S. Department of Transportation, male drivers were involved in fatal, injury and property-damage crashes at a 37 percent higher rate than their female counterparts. And when the figures focused on just fatal crashes, male drivers were 200 percent more likely than women to be involved.

Federal safety officials say men are also less likely to use seat belts than women. In 2007, two-thirds of male drivers and 73 percent of male passengers from 18 to 34 who were killed in passenger vehicles were not buckled up.

Source: http://www.nhtsa.gov/nhtsa/whatsup/safeteaweb/FY09/FY09ARs/MS_FY09AnnualReport.pdf

Because of their higher rate of crash involvement, male motorists may want to consider spending a little more to make sure they are sufficiently covered. A driver with the minimum amount of liability coverage required by state law who is found financially responsible for accident bills that exceed his or her coverage limits could wind up paying the difference out of pocket.

The Insurance Information Institute says all motorists should consider going with policies that have higher levels of protection and include collision coverage—which pays for damage to your car from a collision—and comprehensive coverage, which reimburses policyholders for losses due to theft, severe weather and other events.

According to the MetLife survey, more than half of women thought they were the safer drivers, and 26 percent of men agreed with them.

To learn more about this and other safety and car insurance issues, go to http://www.onlineautoinsurance.com/coverage/ where you will find informative resource pages and a helpful rate-comparison generator.

visit our website