Active Insurance Agency warns about Illinois law on child car seats

The law in Illinois requires only that children under the age of 8 “must be secured in an appropriate child restraint system

Online PR News – 15-April-2011 – – The law in Illinois requires only that children under the age of 8 "must be secured in an appropriate child restraint system." This means that a law enforcement officer has the right to stop your vehicle and issue a ticket if you child is not in a booster seat or an infant car seat.

Children ages 8 years of age or older but under the age of 16 must be secured in a properly adjusted safety belt in any position in the vehicle.

The fines in Illinois are $50 fine for a first offense and $100 for subsequent offenses.

Drivers should be sure to maintain liability insurance to comply with the law requiring insurance on all vehicles. "Any time a driver is stopped for any violation, including a child without a car seat, the police officer has the right to request evidence of insurance," according to Cynthia Garcia, marketing director for Active Insurance Agency.

Even though the Illinois law on child car seats is not specific the American Academy of Pediatrics has issued new recommendations advising parents to keep infants rear-facing until at least the age of two. The information is derived from the results of a 2007 University of Virginia study finding that children under 2 are 75 percent less likely to suffer severe or fatal injuries in a crash if they are facing the rear.

Until recently, most rear-facing car seats had a weight limit restriction of twenty pounds. The premise which underlies the importance of rear-facing car seats is the physiognomy of an infant whose head is often much larger in proportion to the body with neck bones that are not fully matured. In a violent crash the head and neck can fly forward in a front-facing car seat while in a rear-facing seat the body is better supported by the shell of the car seat.

The new policy statement also advises that older children should ride in a belt-positioning booster seat until they are 4 feet 9 inches tall, and 8 to 12 years old. A booster seat allows the vehicle’s lap and shoulder seat belt to fit properly, meaning the lap portion of the belt fits low across the hips and pelvis, and the shoulder portion fits across the middle of the shoulder and chest.

Before a driver starts the ignition, they should be sure they have liability insurance in force and be sure that all children are safely seated in the vehicle.

Active Insurance Agency has been providing low cost auto insurance for drivers in Illinois, Indiana and Wisconsin for nearly 50 years. Their online car insurance quotes makes comparing automobile insurance rates quick and easy. Best of all, no credit score or drivers license number is needed to quote. And if you start insurance they won’t ask for your social security number at all so you can keep your confidential personal information private. If you need a bond card, Active Insurance Agency has them too.

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