Recreational Vehicle owners do not need auto insurance or home insurance. They need RV insurance.
Online PR News – 19-November-2009 – – It’s been done in the movies and now it’s being done by everyday individuals and families who have the itch for adventure. Recreational vehicles, or RV’s are more or less a home on wheels. Most come complete with sleeping areas, kitchen nooks, and bathrooms but unlike homes, these mobile homes have the ability to move people from one state to another in search of new experiences.
But according to an article recently published on InsuranceAgents.com, before anyone embarks on a road trip in their RV they should have a quality RV insurance policy. The article titled, ‘RV Insurance: Specialty Insurance for Your Special Vehicle’ states that RV’s do not need auto insurance or home insurance but RV insurance. “The road is your family’s home and your RV’s spacious interior holds many of their nearest and dearest personal possessions,” which is why RV insurance is so important, the article states.
RV insurance comes with a plethora of options and limits of coverage but the most important aspects of RV insurance coverage include:
-Personal effects coverage for valuables such as clothing, jewelry, electronics, etc.
-Total loss replacement coverage for full compensation should the RV be damaged and.or totaled.
-Full time coverage including liability coverage similar to that offered with homeowners insurance for those who use their RV’s as their primary residence by living out of it for more than five months out of the year.
That is not the end of the road when it comes to RV insurance, however. Anyone who owns an RV or plans to and needs a specific policy for it should learn more today. They should talk to an insurance agent about options for coverage and to learn what policy is best for them.
Visit InsuranceAgents.com today to learn more about RV insurance and other types of specialty insurance.